The dialogue in Bad Credit is what happens when you learn about talking to people exclusively from the 'silly mode' of RPGs
Bad Credit
Free to Play
- Release Date:
- Feb 17, 2022
- Developer:
- Riley Sampson, Arthur O'Keefe
- Publisher:
- Soldier Girl Interactive
- Platforms:
- Windows Mac
Game Tags
About This Game

Bad Credit is a period-piece, neo-western visual novel set in the city of Tucson, Arizona in 2016. Featuring over 100 characters, the player will interact with a nightmarish range of hateful worldviews and morally bankrupt business opportunities to survive Tucson and pay back their loanshark. As political turmoils in the U.S.A. bubble to the surface, the player will make important choices that affect themselves, other characters, and the world around them.
As a role-play choose-your-own-adventure, Bad Credit centers around the player's first-person interactions with some of the most hideously deranged people imaginable. The player must struggle to keep their finances in the black over a 12 month period by making astute investments in the truly sickening schemes of the darkest of minds. Over the year, you will encounter a varied array of viewpoints on the current affairs that affected mid-2010s society. You can choose a political position. Become a red-faced socialist. A milquetoast liberal. A rotten fascist. Perhaps you don't want to choose a position. Perhaps you would like to be positioned wherever that bag is. It's all up to you.
Bad Credit, above all else, is characterized by its characters. Build your relationships and tear them down where you see fit. Find out their deepest, darkest secrets. Treat them like sidewalk trash. Make them your charity cases. The choice is yours.
Will you resist the unease of the information age? Or will you milk it for all it's got?
Screenshots
User Reviews
Overwhelmingly Negative
1 user reviews
0%
Positive
User #200781
english
56 min at review
System Requirements
Minimum
Minimum:
- Requires a 64-bit processor and operating system
- OS: Windows 10
- Processor: 2.40GHz
- Memory: 6 GB RAM
- DirectX: Version 10
Recommended
Recommended:
- Requires a 64-bit processor and operating system
- OS: Windows 10
- Processor: 2.80GHz
- Memory: 8 GB RAM
- DirectX: Version 11
FAQ
How much does Bad Credit cost?
Bad Credit is completely FREE to play. You can download and play it without any purchase.
What are the system requirements for Bad Credit?
Minimum: Minimum: Requires a 64-bit processor and operating system OS: Windows 10 Processor: 2.40GHz Memory: 6 GB RAM DirectX: Version 10 Recommended: Recommended: Requires a 64-bit processor and operating system OS: Windows 10 Processor: 2.80GHz Memory: 8 GB RAM DirectX: Version 11
What platforms is Bad Credit available on?
Bad Credit is available on Windows PC, macOS.
Is Bad Credit worth buying?
Bad Credit has 0% positive reviews from 1 players.
When was Bad Credit released?
Bad Credit was released on Feb 17, 2022.
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